We are happy and proud to be able to introduce this volume – already third in the series – to a wider public, in a moment where the need for more ethics and more care for the Common Good are especially present.

 Table of Contents

• The Ethics & Trust in Finance Prize
• Introduction by Paul H. Dembinski, Josina Kamerling and Virgile Perret

Part I Access to Capital for Inclusion and Development

• Rethinking gender scoring to gain fairer creditworthiness assessments by Josiah Wamwere-Njoroge
  
• Asymmetrical Access to Capital :Why Ethics Matters by Andrea Longton
• Debt Cap Rules and Ethics: Balancing Stability and Inclusion by Bálint Dancsik
  
• Ethical Pathways to Reduce Africa’s Sovereign Debt by Anazuo Salihu
  
• Lenders as Monitors of Risk Devolution by Martin Lockman

Part II Technological Challenges and Ethics

• Technomoral Financial Agents: Ethics in the Fintech Era by Marta Rocchi
  
• Finance Needs ‘Bilinguals’ Too by Andrea & Luca Roncella
• Financial Market Infrastructures as tools – a case of “ethics without ethics” by Louis de Diesbach
  
• Ethics and Trust in Virtual Currencies by Bessie O’Dell
  
• Ethical Considerations Regarding the Innovative Potential of Fintech by Oliver Vasquez
  

Part III Shades of Green : Sustainability in Finance

• Justice and Sustainability : Pricing in Physical Climate Risks by Julie Segal
  
• The Ethics of Sustainable Investing by Alina Mika
  
• Shades of Green: Ethics in Net-Zero Financial Transition by Kelley Anne Hamrick
• Can ESG and Sustainability Create Value Effectively for Private Equity? by Georgia Deda-Heude
• Not Good Enough: Efforts to Support Ethical Corporate Purpose by Fatjon Kaja
• The European Central Bank and the Future of Ethical Debt Market by Joanna Anita Pękala
  

Part IV Ethical Issues in Banking and Regulation

• The case for a more sustainable banking regulation framework by Florian Barras
  
• Service to Others in Banking and Financial Services : Call to Action by Mohamed Ahmed Shallo & Noah Sesi Nzuki
  
• Conduct Capital Buffer by Monika Swaczyna-Pruchnik
• Ethical Aspects of Bank Resolution by Aleksander Kowalski
  
• Central Rating Index for Ethics and Trust in Finance by Colin Sweetman
  
• Bank Secrecy at an Ethical Crossroads by Brian Collins Ocen
• Is Offshoring Ethical?  by  Christopher Stubbs

Part V Ethics in Culture and Behavior

• How to Shape Moral Attitudes in Banking by Mateusz Kucz
  
• Beyond the Code of Ethics- Measuring Corporate Culture by Matthew Wharton
  
• The Moralisation of Contracts: An Islamic Persperctive by Andrea Bancone
  
• Effects of Product Complexity on Ethical Behaviour by Adam Morris
  
• Voting With Your Wallet by Mikael Homanen
  
• Unethical Behavior of Financial Influencers by Dawid Lesznik

Appendices

• The Global Prize Jury
• The Polish Prize
• Observatoire de la Finance
• Staff Team